Cox Communications targets Hispanics | Hispanic Marketing ...

Posted by Elena del Valle on November 2, 2011

Bob Nocera, director of new video services, Cox Communications

Photo: Cox Communications

Cox Communications is reaching out to Latinos with On Demand content and public service announcements as part of its partnership with The League of United Latin American Citizens (LULAC) and a new marketing campaign.

In its programming Cox has on offer, especially during the recent Hispanic Heritage Month, selections that focus on Hispanic American history, documentaries on education and housing issues as well as cooking shows and entertaining programs. Some of the On Demand offerings include Quinceanera (A Sony Pictures Classic Release), Camino a la Corona 2011 (Telemundo), Mira Quien Baila! (Look Who?s Dancing!, Univision), The Motorcycle Diaries (Universal), Latino List (HBO) and Tropico de Sangre (HBO Latino). Some programs are free and others range in price starting at $1.

?Cox is deeply committed to offering a rich diversity of educational and entertaining programming, such as the influential and award-winning selections that celebrate Hispanic heritage,? said Bob Nocera, director of new video services, Cox Communications. ?It gives our customers an opportunity to revisit favorite titles, or explore a new genre of programming, with the convenience of On Demand.?

For the new marketing campaign Cox relied on Yarel Ramos. The campaign, in Arizona, California, Las Vegas, Oklahoma and New England markets, includes 30 and 60 second Spanish and English-language television and radio ads, direct mail, print, online banners and a social media presence on Facebook and Twitter. The campaign was designed to drive traffic to Cox retail locations, calls into the call centers in Spanish or English and Cox?s websites.

Tony Maldonado, vice president of marketing acquisition and sciences, Cox Communications

?Cox has been a part of the Hispanic community for years, and we?re excited to introduce a fresh campaign to this audience,? said Tony Maldonado, vice president of marketing acquisition and sciences, Cox Communications. ?Yarel is passionate about working with the community and widely admired for her work with Mun2 and not-for-profit organizations, and we?re excited to work with her on this campaign.?

Cox Communications is a broadband communications and entertainment company, providing digital video, internet, telephone and wireless services over its own nationwide network. Described in promotional materials as the third largest cable TV company in the country, Cox serves more than six million residences and businesses.

Source: http://www.hispanicmpr.com/2011/11/02/cox-communications-targets-hispanics/

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'Hunger Games' Characters: How You Pictured Them?

Character posters for The Hunger Games have arrived. See pics of Katniss, Peeta, Gale, Effie, Haymitch and more -- then vote on whether they look the way you envisioned them!

Source: http://www.ivillage.com/hunger-games-posters-katniss-peeta-gale-effie-haymitch/1-b-397286?dst=iv%3AiVillage%3Ahunger-games-posters-katniss-peeta-gale-effie-haymitch-397286

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FDA backs Vytorin for kidney disease patients

WASHINGTON (AP) ? The Food and Drug Administration says Merck's cholesterol drug Vytorin helps reduce heart attack, stroke and related problems in patients with kidney disease, a potential new use for the blockbuster drug.

The agency's online review also found no new safety concerns with Vytorin, which came under scrutiny for potential cancer risks in 2008.

Merck has asked the FDA to approve the drug for a new use in reducing heart-related problems chronic kidney disease patients. The combination pill is already cleared to reduce bad cholesterol.

FDA says that Vytorin lowered kidney disease patients' heart-related problems by 16 percent compared with placebo. However results varied depending on whether patients were receiving dialysis, standard treatment for patients with late-stage kidney disease who can no longer remove waste from their blood. Patients on dialysis only saw a six percent drop in heart problems, compared with a 22 percent reduction for healthier patients not on dialysis.

On Wednesday, the FDA will ask non-government advisers to comment on the disparity and to vote on the overall safety and efficacy of the drug for kidney disease patients.

Vytorin, a $2 billion-a-year drug for Merck, combines two brand-name cholesterol pills Zocor and Zetia.

In July 2008, preliminary results from a four-year study indicated a possible increased risk of cancer in patients getting Vytorin. But FDA's latest review found no evidence of a link between Vytorin and cancer.

"We believe these data should help lay to rest investor concerns about Vytorin and Zetia's safety," Leerink Swann analyst Seamus Fernandez wrote in a research note Monday.

Shares of Merck & Co. Inc. fell 23 cents to $34.88 in morning trading Monday.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/bbd825583c8542898e6fa7d440b9febc/Article_2011-10-31-Vytorin-FDA%20Review/id-09a2b9bd4d4a470d9b86ce55e32d80b8

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US home video spending up for 1st time since 2008 (AP)

LOS ANGELES ? Americans' spending on home videos has finally emerged from the recession ? helped by more purchases of higher-priced Blu-ray discs and greater outlays on cut-rate rentals from Netflix and Redbox.

For the three months through September, home movie spending rose nearly 5 percent from a year earlier to $3.9 billion, the first increase since early 2008, according to industry organization, The Digital Entertainment Group.

Buying digital copies of movies and ordering them from set-top box video-on-demand services also rose.

People bought fewer DVDs and made fewer trips to brick-and-mortar video rental stores, cutting into the gains.

For the year overall spending is down about 2 percent at $12.3 billion.

The industry is struggling to cope with a weak economic recovery and the gradual wane of the DVD era. The digital discs, once revolutionary for their clarity and durability, were shown the exit once Blu-ray became the industry's high-definition standard in 2008. Compared to a year ago, DVD sales dropped by 15 percent, or about $230 million, to $1.32 billion.

Blu-ray disc sales rose by about $156 million, to $423 million. That didn't make up for the DVD drop, even with the help of the popular re-release of the six "Star Wars" movies on Blu-ray, which racked up $38 million in North American in its first week of sales in late September.

There's still room for Blu-ray to grow. Although Blu-ray player households rose by 52 percent to 33.5 million, that's still only about a third of the TV-owning homes in the U.S.

Brick-and-mortar store rentals fell by $142 million to $353 million, but they were more than replaced by a $152 million gain in new delivery methods, such as online streaming, video-on-demand, mail-order subscriptions and cheap rentals from kiosks. Revenue from those rental methods rose to $1.70 billion. Kiosk rentals made up more than half of those gains.

Netflix Inc.'s price hike to customers on Sept. 1 may have bolstered the numbers, and Redbox said it was raising its nightly DVD rental fee to $1.20 from $1, which will likely add to the current quarter's totals.

The smallest segment remains digital purchases of movies, which rose by about $15 million to $136 million. Movie studios have been concerned that people aren't purchasing digital movies because they are worried the files won't be easily transferable to various devices, a concern it hopes to ease with its UltraViolet view-anywhere standard, which Warner Bros. launched this month.

Source: http://us.rd.yahoo.com/dailynews/rss/personaltech/*http%3A//news.yahoo.com/s/ap/20111031/ap_on_hi_te/us_home_video_spending

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New drug shows promise against multiple sclerosis

ScienceDaily (Nov. 1, 2011) ? An experimental drug called Ocrelizumab has shown promise in a Phase 2 clinical trial involving 220 people with multiple sclerosis (MS), an often debilitating, chronic autoimmune disease that affects an increasing number of people in North America. It usually strikes young adults and is more common in women than in men.

The study, carried out by researchers at UCSF Medical Center, and involving hospitals in the United States, Canada, and Europe, is described this week in the British medical journal The Lancet.

The study involved patients with relapsing-remitting MS, a form of the disease marked by the accumulation of lesions in the brain and spinal cord and periodic "attacks" of neurological impairment.

The 220 patients were randomly enrolled into four groups -- two that received injections of the monoclonal antibody Ocrelizumab at two different doses, one that received the standard multiple sclerosis drug interferon-beta, and one "control" group that was given a placebo.

The doctors gauged the effectiveness of each treatment by performing monthly magnetic resonance imaging (MRI) brain scans of the patients and counting the number of visible marks that indicate inflamed lesions, a hallmark of the disease. They also compared the severity and frequency of neurological "attacks" that cause loss of vision, incoordination, weakness and numbness, among other symptoms.

The results of this trial showed that patients who received the drug generally fared well and showed fewer signs of the disease than patients who receive a placebo or the standard Interferon treatment. Overall, the trial found that Ocrelizumab led to a 89 percent reduction in the formation of brain lesions, and it also reduced the number of new multiple sclerosis attacks over 24 weeks. During this relatively short-term study, interferon performed no better than placebo on these outcomes.

"It really is a remarkable finding," said Stephen Hauser, MD, the Robert A. Fishman Distinguished Professor and chair of the Department of Neurology at UCSF who was the senior author on the study. "This is extremely exciting, both in terms of the prospect of improved therapy for people with multiple sclerosis but also for the lessons that it teaches us about the fundamental cause of the disease."

"The prospect of an extremely effective therapy for multiple sclerosis that can be safely administered at six month intervals could represent a major step forward, if the safety profile and benefits are sustained over longer periods of use," he added.

At 24 weeks, serious adverse events were reported in 4 percent of patients in the placebo arm, 4 percent of those taking interferon, and 2 percent and 6 percent of patients taking 600 mg and 2000 mg of Ocrelizumab. One patient taking Ocrelizumab died, but the relationship with the study drug, if any, is as yet unclear.

Hauser said that the next step for the drug will be to see if the drug's effect and positive safety profile will be sustained over time. These questions will be addressed in two parallel Phase 3 trials, now enrolling a larger number of patients who will receive the drug regimens for a longer period of time. This trial is now underway at several hundred sites around the world. Hauser serves as lead investigator for these trials, which are sponsored by Roche, the company that owns Ocrelizumab.

What the Trial Suggests About Multiple Sclerosis

Besides the obvious question of whether the drug would work, also under scrutiny in the clinical trial was whether a drug like Ocrelizumab would work in the first place. Its mechanism of action is fundamentally different than other existing therapies for multiple sclerosis. All multiple sclerosis drugs work by targeting a person's immune system -- only they target fundamentally different parts.

In multiple sclerosis, a person's immune system attacks the myelin sheath that insulated nerve fibers in the brain and spinal cord. Most of these attacks have no associated symptoms, but damage to these sheaths can short circuit signals traveling along the nerve fibers. This disrupts the normal flow of communication from the brain and can cause a range of symptoms -- including visual impairment, weakness, sensory disturbance, fatigue, cognitive difficulties, and loss of coordination.

For decades, work in the field has focused on targeting one component of the immune system -- the T cells -- which were always seen as the "smoking gun" of the disease because they attack nerve fibers in the brain, causing the lesions and ultimately the symptoms of multiple sclerosis. Ocrelizumab, in contrast, targets a molecule called CD20 found on the surface of B cells, a separate component of the immune system.

Although the mechanism is not exactly clear, said Hauser, the B cells seem to induce the T cells to attack. If T cells are pulling the trigger on nerve fibers in the brain, B cells seem to be the ones that are loading the gun. The Phase 2 trial showed, in essence, that if you block one, you may be able to stop the other.

Hauser said the recently concluded trial validated the idea that targeting the B cells could ultimately help people with multiple sclerosis -- an idea that Hauser has championed for more than a decade after basic research in his laboratory in the 1990s suggested that these cells play a role in the disease.

"This is a great example of lessons learned at the bench bringing us to an experiment at the bedside that completely transformed our understanding of what we needed to do to develop more selective and more effective therapy for MS," he said.

The article, "Ocrelizumab in relapsing-remitting multiple sclerosis: a phase 2, randomised, placebo-controlled, multicentre trial" by Ludwig Kappos, David Li, Peter A Calabresi, Paul O'Connor, Amit Bar-Or, Frederik Barkhof, Ming Yin, David Leppert, Robert Glanzman, Jeroen Tinbergen, and Stephen L Hauser is published online by the journal Lancet on Nov. 1, 2011.

This work was funded by Roche.

In addition to UCSF, the authors of this study are affiliated with University Hospital, Basel, Switzerland; University of British Columbia, Vancouver, BC, Canada; Johns Hopkins University, Baltimore, MD; University of Toronto, Toronto, ON, Canada; McGill University, Montreal, QC, Canada; VU University Medical Centre, Amsterdam, Netherlands; Genentech Inc., South San Francisco, CA; Hoffmann-La Roche Ltd, Basel, Switzerland.

UCSF is a leading university dedicated to promoting health worldwide through advanced biomedical research, graduate-level education in the life sciences and health professions, and excellence in patient care.

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Story Source:

The above story is reprinted from materials provided by University of California - San Francisco.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

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Journal Reference:

1. Ludwig Kappos, David Li, Peter A Calabresi, Paul O'Connor, Amit Bar-Or, Frederik Barkhof, Ming Yin, David Leppert, Robert Glanzman, Jeroen Tinbergen, Stephen L. Hauser. Ocrelizumab in relapsing-remitting multiple sclerosis: a phase 2, randomised, placebo-controlled, multicentre trial. The Lancet, 2011; DOI: 10.1016/S0140-6736(11)61649-8

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2011/11/111101173638.htm

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Carnival of Personal Finance #333 | Sustainable Personal Finance

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Welcome to the 333rd edition of the Carnival of Personal Finance!? We are happy to finally host the CoPF on a schedule instead of being a last minute replacement/fill in.? I don?t feel as rushed to get this done and as such more time has been devoted to reading each article.? Our editor picks are at the end of the round up and but I also add some comments about other articles I have some sort of opinion on too!

Jack-o

Finance

Craig Ford from Money Help For Christians presents How Financial Loss Can Be a Blessing, and says, ?Always remember that good news can come from bad news.?

Roger Wohlner from Chicago Financial Planner presents Yes, You Really Do Need a Financial Plan, and says, ?A recent report by HSBC revealed the following:? Americans with a financial plan have accumulated on average $127,000 in retirement savings vs. $56,000 for the average U.S. household. Non-planners have an average of around $23,000 saved. Almost 44% of those without a plan associate retirement with financial hardship, while this number is only 19% for those with a plan.? Scary numbers.

Mr. Money from Smart on Money presents What?s Next for Employer-Sponsored, Tax-Advantaged Retirement Accounts?, and says, ?From retirement account contributions, to the mortgage interest deduction, you could soon see some of your tax breaks disappearing. This means that you will need to plan for the possibility. Decide what?s important to you, and what you can handle without the tax break?

Hank from Money Q & A presents Why You Need Umbrella Insurance, and says, ?We now live in a society where everyone is very quick to sue anyone for almost any reason. Find out how to protect yourself.?? More insurance! Yay!

Darwin from Darwin?s Money presents When Faith Kills ? Life, Death and Your Finances, and says, ?Sometimes, having ?faith? can wreck your finances, your friendships or even kill you. Steve Jobs learned this too late.?? Interesting that such a brilliant guy would place so much faith, in faith.

Bret from Hope to Prosper presents Money Fail: Spending to Impress, and says, ?This is the fifth post in my Money Fail series. I hope you are enjoying the series.?? Interesting series.

Jack-o

?

Frugality

Ron from The Wisdom Journal presents 10 Coupon Strategies to Save Big Bucks, and says, ?It takes more than just clipping to make couponing worth your time. Learn how to multiply your coupon savings by applying specific strategies to save even more.?? I have never gotten into the art of coupons.? This may be a good place to start.

Edu @ DollarMusings presents Finding Discounted or Free Theater Tickets, and says, ?We love the theater? and have found several different ways to enjoy going to the theater several times a year? without breaking the bank. We even attend shows for FREE!?? Free is good.

Money Management

Big Cajun Man from THE Canadian Personal Finance Blog presents Cheaper Mortgage or Free Banking, and says, ?Is it better to get free banking or a lower interest rate? BOTH of course!!?? Not much else needs to be said.

SB from One Cent At A Time presents Personal Finance Basic, Finding Balance Between Earning and Spending, and says, ?This article reiterates the very basic fundamental aspect of personal finance, earning more and spending less. In order to get over debt and save for retirement we need to find ways to earn more and cut back spending to trim fat?? PF 101.

Crystal from Budgeting in the Fun Stuff presents Single Mindedly Spending Money ? Halloween Addiction, and says, ?I fully admit that I get through life by focusing on a single thing at a time and all other stuff falls to the wayside. For the past week, I have become nearly addicted to spending money on Halloween.? And this is why Crystal has a site about getting the fun stuff into her budget!

Karen Bryan from Help Me To Save presents How to Live Below Your Means, and says, ?Leaving below your means enables you to set aside money to reach your financial and life goals.? PF 102.

Junior Boomer from Consumer Boomer presents What Is Life Settlement Contract, and says, ?If you are looking at ways to raise cash, one thing you may want to consider is a life settlement contract.?

fruGal from TotallyMoney presents Housemates from hell: the real cost, and says, ?? If effort had been made to add a comment I would have made the effort to go read the article!

Philip from PT Money Personal Finance presents Free Online Checking Accounts, and says, ?Includes 4 ways to go about getting a free checking account and the best online checking accounts.? In Canada I think PC Financial is still the best.

Echo from Boomer & Echo presents Why IKEA Is Killing My Finances, and says, ?We?re undergoing a bit of lifestyle inflation since moving into our new house and IKEA stands to benefit the most as we continue to fill up our new spaces.?? Not an IKEA fan ? I find their furniture falls apart too quickly.? I prefer to invest in well made stuff.

ElizabethG from Modern Gal presents The Time Versus Money Tradeoff, and says, likely something about adding a comment would have taken time but not earned much money.

Skeleton Jack-O-Lantern ? by Rennett Stowe

Economy

Eric from Narrow Bridge Finance presents Occupying America, and says, ?A look at Occupy Wall Street (and Occupy Denver) from a sort of objective point of view.?

mbhunter from Mighty Bargain Hunter presents HARP all you want: LTV cap removed, and says, ?The HARP has relaxed restrictions on the kinds of loans that can apply for relief. Is yours one of them??

Corey from 20?s Finances presents Obama?s Finances: How to Solve the Debt Crisis, and says, ?With the recent debt crisis, Americans are left wondering how we are going to dig ourselves out of this deficit. I suggest that we start by cutting expenses, starting with the top. Find out what I propose.?? From a foreigners perspective cuts are met with objection, increasing taxes ? same result.?

Matt Bell from Matt About Money presents Let?s Occupy Our Own Streets, and says, ?Whether you agree or disagree with the Occupy Wall Street protesters, they?ve stirred up some healthy discussion and debate. However, real change begins at home.?

Career

Jeff Rose from Good Financial Cents presents 5 Tips for Starting a Business, and says, ?Here are 5 tips to cut through the confusion of starting your own business.? I will be doing number 1 in short order.

Mr. Harvey from My University Money presents Tips On Note Taking # 2, and says, ?More tips on note taking, which is not just for students. Its great for any industry!?? Not really a PF article but I like the site, so I included it.

Taxes

Nicole from Nicole and Maggie: Grumpy Rumblings presents Marginal tax rates: why they make sense, and says, ?Professors Nicole and Maggie explain how diminishing marginal utility means that flat taxes are actually unfair. An economics primer to get you through the primaries.?

Eric J. Nisall from DollarVersity presents The Truth Behind Tax Deduction Advice, and says, ?Lots of sites throw out advice articles without full explanations or even qualified writers behind them. Do your research before following these ?tips?.?? Or hire a professional.

Money Thinker from Money Thinking presents Changes for this Upcoming Tax Season.? The lack of comment means I have no idea what the changes may be!

Daniel from Sweating The Big Stuff presents Social Security Taxes May Increase in 2012.? Or they may not.? Or perhaps they will. Who knows!

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Saving

Colin Williams from humble savers presents Save Money by avoiding Impulse Buying (Part 2), and says, ?Simple yet effective ways to reduce ?the urge to splurge?. Marketers are employed to tempt you to buy items that you wouldn?t normally by. These quick tips are designed to help you to resist temptation and keep those hard earned saving for something more worthwhile.? PF 103.

Justin from Money Is The Root presents Advantages of Credit Unions, and says, ?Just a few more reasons why you need to pull your bank account and join your local credit union?.? I looked @ the local CU but their mortgage rates were beat easily by a big bank.

Real Estate

MD from Passive Income Now presents Why Does Everyone Want to Buy a Home Instead of Renting?, and says, ?Do you want to own or rent??.? We bought and are happy about it.

Debt

Kaye from Mrs Nespy?s World presents What Lending Club Did for Our Timeshare Loan ? Our True Story, and says, ?Our timeshare was financed in a way that had us barely gaining ground on paying it off. Check out what we did to really start knocking out this debt!?.? I always thought time shares were a money pit.

Briana from Broke Professionals presents Should You Intentionally Go Into Student Loan Debt?, and says, ?If you can?t pay for your tuition out of pocket, should you intentionally go into student loan debt??? Sometimes there is no other choice.

Green Panda from Green Panda Treehouse presents How Young People Get Into Debt?And How To Get Out Of It., and says, ?Are you getting into debt? Do you want to get out??? Not sure many people would respond ?no!?.

Budgeting

Paul Vachon from The Frugal Toad presents How to Control Spending in 5 Easy Steps, and says, ?Controlling spending habits does not need to be difficult, in fact the process is a simple one. The difficult aspect of reigning in spending is deciding what you are willing to give up. By following these 5 steps, you will be well on your way to controlling your spending.?

Dan Meyers from Your Life, Their Life presents Would you rather have rich or poor parents?, and says, ?How closely is your parent?s wealth correlated with your potential wealth??

Investing

Squirrelers presents Credit Rating Downgrade and Stock Prices: It was a Money Making Opportunity!, and says, ?When the U.S. credit rating was downgraded, many people immediately thought it would be disastrous for the stock market. Several months later, we can see that things turn out differently. Are such situations buying opportunities?? Yup.

Mike Piper from Oblivious Investor presents What Are Stable Value Funds?, and says, ?Stable value funds are a common choice in 401(k) and 403(b) plans. But what are they? And how safe are they??

Jacob @ My Personal Finance Journey from My Personal Finance Journey presents My Current Asset Allocation and Net Worth Growth ? July ? October 2011, and says, ?This article gives an update on my current asset allocation and net worth growth, in order to share how I approach various financial issues that come my way, and to give me accountability for my financial goals. Through my experiences in this post, one may be more prepared to tackle similar financial decisions in their own life.?

D4L from Dividend Growth Stocks presents My Five Top And Bottom Performing Dividend Stocks, and says, ?Investing in dividend growth stocks is a long-term proposition. One of the beauties of following a dividend growth strategy is that you don?t have to watch your portfolio or the market on a daily basis. For the most part, daily, monthly and yearly movements are just noise in the system.? Nice list.

Div Guy from The Dividend Guy Blog presents 9 Stocks That Go BOOM With Their Dividend, and says, ?Are you aware of these stocks??? Am now!

Ricky from Qwoter presents IRA Do-Over, and says, ?Did you know that you can take advantage of an IRA do-over, or re-characterization, in order to fix an IRA conversion? Learn why you should do this and the rules for your do-over.?

IS from Intelligent Speculator presents Thoughts On 5 Technology Stocks, and says, ?In-depth thoughts on 5 stocks.?

Pumpkin Jack ? by vladeb

Tyler Wright from Debt Reckoning presents How to Ladder Dividends, and says, ?Those familiar with the concept of laddering CDs may be interested to read Tyler?s idea for laddering stock dividends to create monthly income.?

N.W. Journey from Net Worth Journey presents College Savings 529 Plans, and says, ?Learn basic and important information about 529 plans.

Peter from Bible Money Matters presents 401k Contribution Limits and Rules for 2012, and says, ?Today I thought I?d look at some of the 401k contribution limits, rules and regulations when it comes to the 401k portion of my investing plan, as the IRS released their new guidelines this week.?

PKamp3 from Don?t Quit Your Day Job? presents Avoiding 401(k)s: Bypassing The Worst Financial Decision Possible, and says, ?When I hear ?I?m not investing in my 401(k) now, I?m going to wait until later in my career? it makes me shake my head. Here?s my 401(k) manifesto, with a compound interest calculator which defines, mathematically, why the 401(k) is a must have.?

Nathan Richardson from ComplexSearch.com presents 10 Largest Rogue Traders, and says, ?These traders can make a lot of money ? but sometimes they go rogue as mistakes prompt them to hide losses and make big gambles in an attempt to turn the tide. Take a look at the 10 biggest rogue traders.?? Jerks.

Dave from Dividends For The Long Run presents How To Use A Margin Of Safety, and says, ?Would you pay $50 for a box of cereal? How about $5,000 for a used paperback book? You don?t want to overpay for stocks anymore than you do for your everyday purchases and using a margin of safety can ensure that you do exactly that.?

Dividend Growth Investor from Dividend Growth Investor presents Roth IRA?s for Dividend Investors, and says, ?I am always on the lookout to legally minimize my investment taxes as much as possible. In fact there is a way to invest in dividend paying stocks without ever having to pay taxes on your investment.?

Chris Holdheide from Stumble Forward presents Target Date Retirement Funds: How Do They Stack Up, and says, ?Learn about how target date mutual funds really stack up and if they are really worth investing in.?

Clint from Accumulating Money presents Crowdfunding Platforms Raising Money For Common Interests, and says, ?Crowdfunding is a term which describes a group of individuals who come together to fund and support projects initiated by organizations or other individuals. It supports the concept of there being power in numbers. Money and resources are pooled together usually by means of online fundraising.?

Sean Smarty from Grow Money presents Protecting Your Nest Egg: Top Five Investing Scams Targeting Senior Citizens, and says, ?.

Credit

Glen Craig from Free From Broke presents Southwest Airlines Rapid Rewards? Plus Credit Card | Review ? 2 Free Flights and More, and says, ?The Southwest Airlines Rapid Rewards Plus credit card is has a limited time offer that can net you 2 free flights. See the other benefits of the card in this review.?

John from Wallet Blog presents Secured Credit Cards: The Expected, The Surprising & The Best For Your Needs, and says, ?Think all secured credit cards are the same? It?s ok, you can admit it. Interestingly though, our most recent study helps reveals some important differences between secured credit card issuers.?

Madison from My Dollar Plan presents What Happens When Your Credit Card is Stolen, and says, ?Here are some lessons learned from a stolen credit card incident??.? When our wallets were stolen it really sucked.

Jake Gibson from NerdWallet Credit Card Blog presents NEW: Citi ThankYou Premier Offers 50,000 Points Worth Up to $665, and says, ?The Citi ThankYou Premier is now offering a signing bonus worth $665 for travelers.?

MD from Studenomics presents What?s a Good Credit Score & Why Should You Give a Damn?, and says, ?Do you know what a good credit score is??

Lazy Man from Lazy Man and Money presents A Lazy Man?s Guide to Managing Credit Cards, and says, ?I?m a lazy man when it comes to managing my credit cards. Let?s look at the lazy man?s guide to managing credit cards in your 20s?

Jason from One Money Design presents How to Cancel a Credit Card, and says, ?Follow these steps to cancel your credit card and understand credit score impacts.?

Marjorie from CardHub.com presents How can stay at home parents get credit cards?, and says, ?Prior to October 1, individuals were able to apply for credit cards using their household income; however, this is no longer the case. If you are a stay-at-home parent, it?s understandable if you?re now concerned about your ability to build credit under your own name. Luckily, this is neither what the new rule regarding individual income was intended to bring about, nor its ultimate effect.?

Michal from Credit Card Offers IQ presents Cash Back Credit Cards ? Which Is The Best Deal?, and says, ?Save money by using a cash back credit card.?

Other

FMF from Free Money Finance presents Don?t Pre-Buy at Best Buy Unless You Want to Risk ID Theft, and says, ?Why does Best Buy need my driver?s license number when I pre-buy a video game??? This is kind of creepy.

Money Beagle from Money Beagle presents 5 Emotional Stages of Your New iPhone (Or Other Gadget), and says, ?What stage are you in with your gadget??? Cool read.? I?m looking into a smart phone ? big step from my 10 year old phone.

Mike from The Financial Blogger presents How To Generate $5,000 in Private Ads in Less Than an Hour a Week, and says, ?How to manage your private ads.?? Very effective tips.

Shaun from Money Cactus presents Wealth Creation: Attitude is Everything, and says, ?While there are a lot of wealth influences, success ultimately comes down to your attitude. Here?s how you can develop a winning attitude and gain more wealth.?

Aloysa from My Broken Coin presents Why My Coin Is Broken, and says, ? I assume, that her coin is broken?

John Hunter from Curious Cat Investing and Economics Blog presents Disability Insurance is Very Important, and says, ?Please consider this post for the carnival.?? More insurance Part II.

EDITOR SELECTIONS

Jason from Childrens Savings Accounts HQ presents How Dads Can Teach Children About Saving Money, and says, ?Dads have a great opportunity to teach their kids how to save money in everyday situations.?? As a new Dad I find great value in the ideas Jason presents.? I plan to make sure my son is well versed in saving money.

Roshawn Watson from Watson Inc presents Too Frugal For Your Own Good, and says, ?While I am an advocate for frugality, as I think we should be financially responsible, the dangers of frugality often slip under the radar.?? Yes, you can over do it to a fault.

Suba from Wealth Informatics presents Supermarket Tour : Save money on groceries, and says, ?Take a supermarket tour to find areas of visual merchandising and ways to save money on groceries by beating the marketing tricks.?? Good enough for my monthly round up, more than good enough for the editor selection here!

Jon the Saver from Free Money Wisdom presents How I Got Screwed by My Lack of Patience, and says, ?I?m going to share with you a story of how my lack of patience slapped me in the face and lost money.?? Guns?n'Roses said it best ?.

Nick from Step Away from the Mall presents Does how you cook predict your financial future?? An interesting analogy on finances.

Financial Uproar from Financial Uproar presents Financial Uproar?s 4 Step Guild To Launching Your E-Product, and says, ?Have you ever wondered what the key is to launching your own e-product through your blog? Wonder no more, as I slice through the mystery with THE definitive guide. ? Freakin? hilarious! (as always)

Source: http://sustainablepersonalfinance.com/carnival-of-personal-finance-333/

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Egypt Mubarak's trial to be postponed again - lawyers (Reuters)

Cairo (Reuters) ? The trial of Egypt's ousted President Hosni Mubarak, which was due to resume on Sunday, will be postponed until a decision is made on whether to change the panel presiding over the case, said lawyers on Saturday.

Some of the lawyers representing families of those killed in an uprising against Mubarak's rule have demanded changes to the panel after complaining it had failed to give them adequate time to question Field Marshal Mohamed Hussein Tantawi, who heads the army council now ruling Egypt.

Lawyers told Reuters the current panel headed by Judge Ahmed Refaat will either hold a session to adjourn the trial while remanding the defendants in prison or will postpone it through administrative methods without holding the session.

"The case is suspended until a decision is reached on Refaat," said Hassan Abul Enen, a lawyer representing the families.

The delay will add to public frustration over the pace of the trial.

Al-Shorouk newspaper reported on Saturday the three judges appointed to decide on the lawyers' request to change the panel in the Mubarak trial had resigned.

The head of the cassation court now has to appoint a new team of judges who will rule on the lawyers' demand, a move likely to further delay the trial of the former president.

The panel had previously postponed hearing the demand until December, saying it needed to review Refaat's record and background, specifically requesting details of any consultancy positions he was involved in.

Judicial sources told Reuters on Saturday the Supreme Judiciary Council, the highest judicial authority in Egypt, said in a report that Refaat has not been appointed in any governmental positions since 1998.

Egyptian judges are often used by government ministries or bodies, a practice critics say has often brought the objectivity of some judges into doubt.

Refaat has a reputation of working by the book and following procedures. He has been praised for his independence by the media.

(Reporting By Tamim Elyan)

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/nm/20111029/wl_nm/us_egypt_mubarak_trial

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